Here in Atlanta, we know that security isn’t a one-size-fits-all product you can pull off a shelf. While big national companies push standard packages, your home has unique needs that deserve a tailored solution. Searching for the average cost of home security system with cameras can give you a starting point, but it won’t tell you what you actually need to protect your property. As a local company that’s been protecting Atlanta homes since 1995, we want to give you a clear, honest breakdown of the costs. This guide will explain every factor, from equipment to monitoring, so you can make an informed decision.

Key Takeaways

Look beyond the initial price tag for the true cost: A security system’s total expense includes the equipment, professional installation fees, and recurring monthly charges for services like 24/7 monitoring and cloud video storage.
Your choices directly shape the final price: The cost isn’t one-size-fits-all; it’s determined by the number and type of cameras you select, whether you install it yourself, and the level of smart home integration you want.
Save money by focusing on what truly matters: You can lower your investment by asking for homeowner’s insurance discounts and looking for equipment bundles, while prioritizing essential features like 4K resolution and smart motion detection ensures your money is well spent.

How Much Does a Home Security System with Cameras Really Cost?

When you start shopping for a home security system, the first question on your mind is probably, “What’s this actually going to cost me?” The honest answer is that it varies quite a bit, but that doesn’t mean you have to go in blind. The total price depends on the equipment you choose, whether you install it yourself or hire a pro, and the features you need. Let’s break down the numbers so you can get a clear picture of the investment and find a solution that fits your budget and gives you real peace of mind. We’ll look at the initial costs for equipment and installation first, then get into the ongoing monthly fees later on.

Breaking Down Equipment Costs

The first part of your investment is the hardware itself. This includes your cameras, sensors, and the main control panel. For a basic starter kit, you can expect to pay around $230. These kits usually give you the essentials to get started. If you’re looking for something a bit more comprehensive, many equipment packages start at about $250 and go up from there. The good news is that you don’t have to spend a fortune to get quality protection; many reliable home security systems are priced under $400. Think of this as the foundation—you can always add more cameras and products later as your needs change.

Factoring in Installation Fees

Once you have your equipment, you need to get it set up. If you go with professional installation, this will be a separate line item on your bill. Typically, installation fees start at around $99, but this can change depending on the complexity of your system. It’s worth noting that some companies will include installation at no extra charge if you sign a monitoring contract. Keep in mind that the type of system you choose also plays a role. Installing a wired system often costs more than a wireless one because it requires more labor and materials to run cables through your walls.

Calculating Your Upfront Investment

So, what’s the grand total to get started? If you’re comfortable with a DIY approach, your main cost is the equipment, which can run anywhere from $100 to $500. For those who prefer a professionally installed system, the upfront cost will be higher. A comprehensive, professionally installed setup can sometimes exceed $2,000, depending on the size of your home and the number of cameras you need. According to NerdWallet, a basic home security starter kit is a great starting point for many homeowners. The best way to get an accurate number is to get a personalized quote based on your specific needs.

What Factors Influence the Cost of a Security System?

Figuring out the price of a home security system can feel a bit like solving a puzzle. There isn’t a single price tag because the final cost depends entirely on what you need to feel safe. Think of it like building a custom package—the price changes with every piece you add or upgrade. The main drivers behind the cost are the hardware you choose, the level of technology you want, and how it all gets set up in your home.

From the number of cameras you need to cover your property to whether you want a professional to handle the installation, every choice plays a role. Do you want basic cameras, or are you looking for ones with crystal-clear 4K resolution and smart motion detection? Are you interested in connecting your security system to your smart lights and locks for a fully integrated home? These are the kinds of questions that will shape your upfront investment. Understanding these key factors will help you build a system that fits both your security needs and your budget, without any surprises along the way.

Number of Cameras

The number of cameras you install is one of the most direct factors affecting your system’s price. A starter kit with one or two cameras is a great, affordable entry point, but most homes need more coverage. Each additional camera adds to the total equipment cost. Before you buy, walk around your property and identify key entry points and vulnerable areas, like the front door, back door, ground-floor windows, and garage. This will give you a realistic idea of how many cameras you actually need, helping you avoid both gaps in coverage and unnecessary expenses. A basic home security starter kit can cost around $230, but this price will climb as you add more cameras to your setup.

Camera Type and Quality

Not all cameras are created equal, and their features have a big impact on the price. For instance, you’ll need to decide between wired and wireless options. While wired cameras might seem more complex, they can save you money over time by not requiring cloud storage fees. On the other hand, features like 4K Ultra HD resolution, AI-powered motion detection, and weatherproof designs for outdoor use will increase the initial cost of the camera itself. When you’re looking at different systems and products, it’s helpful to weigh which advanced features are must-haves for your peace of mind versus which are nice-to-haves.

Smart Home Integration

Connecting your security cameras to a larger smart home ecosystem offers incredible convenience and control. Imagine your lights turning on automatically when a camera detects motion or being able to lock your doors from the same app you use to view your camera feeds. This level of integration with smart home systems creates a more responsive and secure environment. However, this added functionality usually comes at a higher price, as it requires compatible devices and sometimes a more sophisticated central hub. If you’re already invested in a smart home setup or plan to be, budgeting for this integration from the start is a smart move.

Professional vs. DIY Installation

Deciding between installing the system yourself or hiring a professional is another key cost consideration. DIY systems have a lower upfront cost, with equipment typically ranging from $100 to $500 and no installation fees. This can be a great option if you’re comfortable with technology. However, a professional installation ensures every component is placed optimally and configured correctly, which can save you a lot of headaches. Professional installation for a home security system generally starts around $100 but can increase for larger, more complex setups. Opting for professional security services gives you confidence that your system is working perfectly from day one.

How Do Popular Security Brands Compare on Price?

When you start shopping for a security system, you’ll quickly notice that prices are all over the map. The cost isn’t just about the cameras themselves; it’s a combination of equipment, installation, and ongoing monitoring fees. Understanding how different brands structure their pricing is key to finding a system that fits your budget without any surprises down the road. Some companies, especially national DIY brands, draw you in with low upfront equipment costs but may have different tiers of monthly monitoring fees. Others, particularly full-service providers, might bundle professional installation into the total price and require a long-term service contract.

The right choice really depends on what you’re looking for. Are you comfortable setting up equipment yourself to save on installation fees? Do you prefer the freedom of a no-contract, month-to-month monitoring plan, or are you okay with a longer commitment in exchange for a more hands-off experience? As we look at some of the most popular brands, think about both the initial investment and the total cost over several years. This will give you a much clearer picture of what you’ll actually be paying to keep your home safe.

American Alarm

As a local Atlanta company, we take a different approach than the big national brands. We believe that effective security isn’t one-size-fits-all, so we design systems tailored to your home’s unique layout and your specific concerns. Because our solutions are customized, we don’t list standard package prices online. Instead, we provide a straightforward, no-obligation quote after understanding exactly what you need. This ensures you only pay for the protection that makes sense for you. We invite you to contact us to discuss your options. We’re always happy to walk you through our current specials to find a smart, affordable solution that brings you peace of mind.

SimpliSafe

SimpliSafe has become a household name in the DIY security world, largely due to its affordable and flexible model. Equipment packages generally start around the $250 mark, making it an accessible entry point for many homeowners. When it comes to monitoring, you have choices. You can self-monitor your system for free using their mobile app, or you can opt for professional monitoring services, which begin at about $22.99 per month. This approach gives you complete control over your monthly spending and allows you to avoid long-term contracts, which is a major plus for many people.

Ring

Best known for its video doorbells, Ring also offers comprehensive home security systems that are very budget-friendly. Their equipment packages start at a competitive $199.99. If you want professional monitoring, the Ring Protect Pro plan is available for a flat $20 per month without requiring a long-term contract. This makes Ring an especially compelling option if you already use other Ring cameras or if you want a system that heavily emphasizes video security. The brand’s focus on accessible camera technology and affordable, no-commitment monitoring appeals to homeowners who want to stay connected to their property visually.

ADT and Vivint

ADT and Vivint represent the more traditional, full-service security model, which includes professional installation. ADT’s equipment packages start at $269, with monthly monitoring plans beginning at $24.99; however, this cost can climb to nearly $50 per month when you add camera services. Vivint has a higher upfront equipment cost, starting at $599, with monitoring plans that begin at $30 per month. The most significant difference with these brands is the service agreement. You will likely be required to sign a long-term contract, which can extend to 42 months or more, representing a much larger financial commitment.

What Are the Ongoing Monthly Costs?

The price tag on the box is just the beginning. To get a true picture of what your security system will cost over time, you need to look at the recurring monthly fees. These ongoing costs are what keep your system running, connected, and ready to protect your home 24/7. Most of these expenses fall into three main categories: professional monitoring, cloud storage for your camera footage, and any maintenance or warranty plans. Understanding these from the start helps you create a realistic budget and choose a system that fits your needs without any financial surprises down the road.

Professional Monitoring Fees

This is typically the most significant monthly cost, and for good reason. Professional monitoring means a dedicated team is on standby 24/7, ready to respond to any alarms from your system. If a sensor is tripped, they’ll verify the emergency and dispatch police, fire, or medical services on your behalf. As you might expect, plans that include video verification from your cameras tend to cost more. Monthly fees can start around $25 but often go up to $50 or more for comprehensive packages with camera support. Think of it as paying for peace of mind and a rapid response when you need it most. American Alarm offers several affordable security system monitoring plans to fit different budgets.

Cloud Storage Costs

Your security cameras are only useful if you can access the footage they capture. While some systems offer local storage on an SD card or DVR, many rely on cloud storage, which comes with a monthly subscription. This service saves your video clips to a secure online server, so you can review them from anywhere and the footage is safe even if a camera is damaged or stolen. The cost usually depends on how many cameras you have and how long you want to store recordings. Some wireless cameras require a subscription to unlock full functionality, so be sure to factor this in. For businesses with extensive surveillance, understanding your commercial camera systems storage options is key.

Maintenance and Warranties

Like any technology, your security equipment needs to be in good working order to be effective. While most systems come with a standard manufacturer’s warranty, what happens after it expires? Some companies offer extended warranties or service plans for an additional monthly fee. These plans can cover equipment repairs, battery replacements, and routine system check-ups to ensure everything is functioning correctly. This can save you from unexpected repair bills later on. If you have an older system, it’s also worth looking into services for alarm reactivation and repair to see if you can update your existing equipment instead of buying a whole new setup.

Wired vs. Wireless Cameras: A Cost Comparison

When you’re looking at security cameras, one of the first decisions you’ll make is whether to go wired or wireless. The price tag is a huge part of that choice, but it’s not as simple as comparing two numbers. The true cost involves the initial purchase, installation, and any ongoing fees. Let’s break down what you can expect to pay for each type of system so you can find the right fit for your budget and your home.

The Price of Wired Systems

Wired security systems generally have a higher upfront cost, and the main reason is the installation. Running cables through walls and connecting everything to a central recording device is a job best left to professionals. While this initial investment is larger, you’re paying for a rock-solid, reliable connection that isn’t affected by Wi-Fi dead zones or signal drops. Think of it as a permanent infrastructure upgrade for your home’s security. These commercial camera systems are built for the long haul, providing consistent performance without relying on batteries or wireless signals. For many homeowners and businesses, that peace of mind is well worth the initial price.

The Price of Wireless Systems

If you’re looking for a more budget-friendly entry point, wireless cameras are often the answer. The hardware itself can be less expensive, and because there are no cables to run through your walls, installation is much simpler. Many people choose to set them up themselves in an afternoon. This flexibility also means you can place cameras in spots where running a wire would be difficult or impossible. For renters or anyone who wants a less permanent solution, the lower initial cost and easy setup make wireless systems an attractive option. You can get a system up and running quickly without the need for professional help.

Long-Term Cost Differences

This is where the cost comparison gets interesting. While wired systems cost more upfront, they can actually save you money over time. Most wired setups record footage to a local device like a DVR, meaning you own your storage and don’t have to pay monthly fees. In contrast, many wireless cameras require a subscription to a cloud storage plan to save and review your video clips. These small monthly fees can add up to hundreds of dollars over a few years. You might also have to factor in the cost of replacing batteries for some wireless models. So, when you’re budgeting, look beyond the initial price and consider the total cost of ownership.

Must-Have Features for Your Camera System

When you’re investing in a security camera system, the features make all the difference. It’s not just about having a camera; it’s about having the right camera that gives you clear, actionable information. Think of these features as the non-negotiables that turn a simple recording device into a powerful security tool. From crystal-clear video to smart alerts that don’t waste your time, focusing on these key capabilities ensures you get a system that provides real peace of mind.

4K Resolution and Night Vision

Blurry footage won’t help you identify a person or read a license plate. That’s why 4K Ultra HD resolution is so important—it provides a sharp, detailed image that can be crucial in an investigation. But your property needs protection around the clock. Advanced night vision ensures your cameras can see clearly even in complete darkness, capturing crisp video without needing a floodlight. When you combine high resolution with powerful night vision, you get a reliable picture of what’s happening at your home or business, day or night. American Alarm offers a range of commercial camera systems that deliver the clarity you need.

Smart Motion Detection

We’ve all seen security alerts triggered by a stray cat or falling leaves. Constant, irrelevant notifications are more annoying than helpful. This is where smart motion detection comes in. This technology is designed to differentiate between people, animals, and objects, so you’re only alerted to significant activity. Instead of getting a ping every time a car drives by, you’ll get a notification when a person approaches your door. This cuts down on false alarms and makes sure that when you do get an alert, it’s something worth your attention.

Two-Way Audio and App Access

A modern security camera should do more than just record. With two-way audio, you can listen in and speak through your camera using an app on your phone. This is perfect for instructing a delivery driver where to leave a package or for warning a potential intruder that they are being watched. Paired with mobile app access, this feature gives you complete control from anywhere. Whether you’re at work or on vacation, you can check live video feeds and review recordings. This remote capability is a cornerstone of modern security system monitoring, providing reassurance that you’re always connected to your property.

Weatherproof Outdoor Cameras

Your outdoor cameras are exposed to everything Atlanta’s weather can throw at them: intense summer sun, heavy rain, and high humidity. That’s why they need to be tough. Look for cameras with a durable design and an IP65 or higher weatherproof rating. This certification means the camera is built to withstand dust and water without failing. A truly weatherproof camera will maintain its high video resolution and night vision quality no matter the conditions, ensuring your first line of defense remains operational and effective year-round.

How to Budget for Your Home’s Size

The size of your home is one of the biggest factors in determining the cost of a security system. A one-bedroom apartment has very different needs than a five-bedroom house with a large yard. To give you a clearer picture of what to expect, let’s break down the typical costs based on the number of cameras you might need for small, medium, and large homes. At American Alarm, we create custom solutions for any size home, ensuring you get exactly what you need without paying for what you don’t.

For Small Homes (1-3 Cameras)

If you live in a smaller home, condo, or townhome, you can get excellent coverage without a massive budget. Securing the main entry points is your top priority. For this scale, a basic home security starter kit costs about $230 on average. This usually includes a hub, a few sensors, and maybe one camera.

You can find a good home security system for under $400, giving you plenty of great options. This price range allows you to cover your front door, a back door or patio, and a main living area. It’s an affordable way to gain significant peace of mind.

For Medium Homes (4-6 Cameras)

For a medium-sized house, you’ll need to expand your coverage to include more windows, doors, and outdoor areas. The initial cost for equipment packages for a home this size often starts around $250, with monthly monitoring beginning at about $22.99.

When you add more cameras and sensors, professional monitoring becomes even more valuable. Professional monitoring typically costs between $20 and $80 per month, with most people paying around $25. This ensures someone is always ready to respond to an alert, whether you’re home or away. Budgeting for this recurring fee is a key part of securing a larger space.

For Large Homes (7+ Cameras)

Large homes with multiple entry points, extensive grounds, and detached structures require a more robust and customized security plan. Comprehensive systems for larger properties can cost $2,000 or more when professionally installed, reflecting the need for more hardware and a more complex setup.

You’ll also want to consider the type of system. For instance, installing wired NVR systems might have a higher upfront cost due to labor and materials compared to wireless options. However, they can offer unmatched reliability for a large property, making it a worthwhile investment for total security coverage.

Don’t Fall for These Common Cost Myths

Let’s clear the air about some of the biggest myths surrounding security system costs. It’s easy to get overwhelmed by conflicting information, but understanding the truth can help you make a confident decision for your home. Many old assumptions about pricing and contracts simply don’t apply anymore, and knowing what’s what will save you from overspending or, worse, leaving your home unprotected because you thought you couldn’t afford it. We’ll walk through the most common misconceptions so you can see how accessible true peace of mind can be.

Hidden Fees and Long-Term Contracts

A lot of people believe that getting a security system means getting locked into an expensive, multi-year contract full of hidden fees. While that might have been the standard years ago, the industry has changed for the better. The cost of home security technology has dropped significantly, making it more accessible than ever. Many companies, including us here at American Alarm, prioritize transparency and flexibility. You can find straightforward pricing and plans that fit your budget without the stress of a long-term commitment. Always look for special offers and bundles that provide great value upfront.

Assumptions About Professional Monitoring

Another common idea is that professional monitoring is an expensive luxury you can skip. While DIY systems let you monitor your own cameras through an app, it puts the entire responsibility on you. What if you miss an alert because you’re in a meeting, on a flight, or just asleep? Professional security system monitoring means a dedicated team is watching over your home 24/7, ready to dispatch emergency services when needed. This service provides a level of protection and response that self-monitoring can’t match, and it’s often more affordable than you might think.

The “DIY is Always Cheaper” Myth

The idea that a DIY system will always save you money is one of the most persistent myths out there. While you do save on the initial installation fee, you might face other costs down the line. Professional installation ensures your cameras, sensors, and other security products are placed in the most effective locations for optimal coverage. An expert can spot vulnerabilities you might miss, preventing gaps in your security. A poorly installed device could fail when you need it most, making the professional setup a smart investment in reliability and your family’s safety.

Smart Ways to Save on Your Home Security System

Protecting your home is a top priority, but it doesn’t have to come with a shocking price tag. With a bit of smart planning, you can get a high-quality security system that fits your budget. From insurance perks to installation choices, there are several practical ways to lower your costs without compromising on safety. Let’s walk through a few key strategies to help you save.

Ask About Insurance Discounts

Here’s a little-known tip: your home security system could actually save you money on your homeowner’s insurance. Many insurance providers offer discounts, often between 5% and 20%, for homes with a security system. The key is to find out what your specific policy requires. Some insurers will only apply the discount if you have professional monitoring, so it’s important to weigh the monthly monitoring fee against your potential savings.

Give your insurance agent a call before you make a final decision. Ask them what types of systems qualify for a discount and how much you can expect to save. This simple phone call can give you a clearer picture of your long-term costs and help you make a more informed choice.

Look for Special Offers and Bundles

Just like with your cable or phone plan, bundling security equipment is almost always more cost-effective than buying each piece separately. Companies often package cameras, sensors, and a central hub together at a discounted rate. For example, some popular DIY brands offer bundles that can save you nearly $50 compared to buying items individually.

Before you commit, always check for current promotions. We regularly update our specials page with packages designed to give you the best value for your home’s needs. Seasonal sales and holiday deals are also great times to find significant savings on top-tier security equipment and services. Taking a moment to look for a bundle that fits your home can make a big difference in your upfront investment.

Consider DIY Installation to Save

If you’re comfortable with a bit of hands-on work, a DIY installation can eliminate professional installation fees entirely. The equipment for a DIY system typically costs between $100 and $500, allowing you to avoid the $300+ fee that often comes with professional setup. Wireless systems are generally easier for DIY projects, as you won’t have to worry about running cables through your walls.

However, it’s important to remember that a professional installation guarantees that every camera angle is optimized and every sensor is placed correctly. If you’re considering a more complex wired system or simply want the peace of mind that comes with an expert setup, it’s worth getting a quote. You can always contact us for a free consultation to see what option works best for you.

Frequently Asked Questions

Why is there such a huge price range for security systems? The final price tag really comes down to the scale and complexity of your setup. A basic, self-installed kit with one or two cameras for an apartment will naturally cost much less than a professionally installed system with numerous cameras, smart home integration, and 24/7 monitoring for a large house. Think of it as the difference between buying a simple lock for your door versus installing a comprehensive access control system. You’re paying for the level of coverage, the quality of the technology, and the service that backs it up.

Is professional monitoring really necessary if I can just use an app? While checking your cameras on an app is convenient, it puts all the responsibility on you. Professional monitoring means a dedicated team is watching for alerts 24/7. If a fire or break-in occurs while you’re on a plane, in a meeting, or asleep, they will verify the emergency and contact the authorities for you. It’s the difference between seeing a problem and having a team ready to solve it immediately.

Am I going to be locked into a long-term contract? Not necessarily. While some traditional security companies still require multi-year agreements, the industry has become much more flexible. Many modern providers, especially DIY brands, offer month-to-month monitoring plans that you can cancel anytime. This gives you the freedom to choose a service that works for you without a lengthy financial commitment. It’s always important to ask about contract terms before you sign up.

How can I figure out the right number of cameras for my home? The best way to start is by walking around your property and thinking like a burglar. Identify all the potential entry points, like the front and back doors, ground-floor windows, and the garage. You want to cover these key areas first. The goal isn’t to have a camera on every corner but to have smart, strategic coverage where it matters most. This simple exercise will give you a much clearer idea of how many cameras you actually need.

Can a security system actually lower my homeowner’s insurance? Yes, it absolutely can. Many insurance companies offer discounts of up to 20% for homes with a monitored security system because it reduces the risk of theft and damage. The specific requirements and discount amounts vary by provider, so the best first step is to call your insurance agent. They can tell you exactly what kind of system qualifies and how much you could save on your premium.